Check Your Credit Score for Free — Get It on WhatsApp

Get your free credit score

Enter the mobile number you use on WhatsApp. We'll verify it, then send your free credit score link there.

Mobile number*

+91

Please enter a valid 10-digit mobile number

🔒 256-bit encryption · Your data is never sold

Verify your WhatsApp number

Enter the 4-digit code sent on WhatsApp to +91 XX******XX

One-time password Please enter the 4-digit code

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We need these details to prepare your credit score request.

Full name* Please enter your full name

Email* Please enter a valid email address

City* Please enter your city

Employment

💼 Salaried 🏪 Self-employed

Free. Checking your score does not lower it.

Thank you!

Your free credit score link is on its way to your WhatsApp. Open the message from Banking2Day and tap View Score.

Reference ID B2D-00000

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🔒 Banking2Day never asks for a processing fee, OTP or bank password.

Why check your credit score

✦

Know where you standYour score decides which loans and cards you qualify for, and at what rate.

✦

Spot errors earlyWrong entries on your report can pull your score down. Checking lets you catch them.

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Plan your next loan or cardA good score (750+) usually means faster approvals and better offers.

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Free, and no impactChecking your own score is a soft check — it never lowers your score.

Frequently asked questions

Is it really free?

Yes. Banking2Day never charges you. If anyone asks you for a fee, OTP or password in our name, ignore them.

Will checking lower my credit score?

No. Checking your own credit score is a soft enquiry and does not affect your score.

How will I get my score?

After you verify your number and submit your details, we send a link to your WhatsApp. Tap "View Score" to open your free credit score with our partner.

Who provides the credit score?

Your score is provided through our credit-score partner, using data from a credit bureau. Banking2Day is an independent comparison and referral service.

What is a good credit score?

Scores range from 300 to 900. A score of 750 or above is generally considered good for loans and credit cards.

FREE